Business, Investments, & Loans
BUSINESS CHECKING
Designed to meet the needs of our small business clients, Business Checking features:
- Unlimited check writing (with no per check charges) if a minimum balance of $1000 is maintained
- Minimum deposit to open $1000
- A service charge of $8 will be imposed every statement cycle if the daily balance for the statement cycle falls below $1000 (See our Truth-In-Savings disclosure for details)
- A maintenance fee of $.15 per check after 25 per statement cycle will be imposed for each debit transaction if the daily balance for the statement cycle falls below $1000 any day of the statement cycle
- Power Pay (bill payment) available for $4 per statement cycle
BUSINESS MONEY MARKET ACCOUNTS
Available to all commercial customers, these accounts combine a higher rate of return on your excess funds and the ability to make limited withdrawals should you have special purchase needs.
*Please ask for more details.
BUSINESS NOW ACCOUNT
Our Business NOW account offers the best of both worlds to qualifying customers*. This account has the earning power of a savings account plus the convenience of a checking account.
- Minimum deposit to open $1500
- A minimum daily balance of $1500 must be maintained to obtain the Annual Percentage Yield
- A service charge of $5 will be imposed every statement cycle if the daily balance for the statement cycle falls below $1500 (See our Truth-In-Savings disclosure for details)
- A maintenance fee of $.20 per check per statement cycle will be imposed for each debit transaction if the daily balance for the statement cycle falls below $1500 any day of the statement cycle
- Power Pay (bill payment) available for $4 per statement cycle
*Available only to Sole Proprietors, non-profit organizations and government entities. Federal law prohibits the payment of interest on checking accounts for Corporations.
*Method used to Calculate Interest: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.
LOAN PRODUCTS
We offer loans to fit your lifestyle, whether your loan needs are large or small, long term or short term. We can give you the quick local decisions you need, without the red tape you do not need. We offer a full range of products and services at very competitive rates. Please contact one of our experienced lenders to assist you with your credit needs. We offer the following loan types:
- Personal
- Auto
- Home Improvement
- Real Estate
- Business
- Agriculture
- Refinancing
- Construction
- Home Equity Line
*Licensed Mortgage Originators make housing related loans without regard to any prohibited basis (race, color, religion, national origin, sex, disability, familial status, marital status, the fact that the applicant may receive public assistance, or that the applicant has, in good faith, exercised any rights under the Federal Consumer Credit Protection Act.
Current Licensed Mortgage Lenders
| LENDER | SERVING LOCATIONS | NMLS ID |
| PEOPLESSOUTH BANK | 802379 | |
| AMY STARLING | ABBEVILLE | 1576062 |
| BRITTANY DAVIS | ABBEVILLE | 1645507 |
| CARL BUSH | ABBEVILLE | 1030412 |
| EDDIE THORNTON | ALBANY | 2334970 |
| JOEY MAGADDINO | ALBANY | 740760 |
| ROSA RAMSEY | ALBANY | 762595 |
| STEVEN AVANT | AMERICUS | 430253 |
| VICKI CREW | AMERICUS | 695876 |
| EARL SOLOMON | APALACHICOLA | 1649389 |
| MARI-ANE COLLEY | ASHFORD | 1933321 |
| RICKEY DIXON | ASHFORD | 1334864 |
| ALICIA CONE | BAINBRIDGE | 811257 |
| GRAY ODOM | BAINBRIDGE | 1860468 |
| GARRETT GRIMSLEY | BLOUNTSTOWN | 676781 |
| MELISSA BROWN | BLOUNTSTOWN | 775072 |
| DONNA HOFFMAN | BONIFAY | 1619508 |
| BILL FUQUA | CALLAWAY | 1182112 |
| CHARLIE BOWLES | CALLAWAY | 796160 |
| MARI HARPER | CALLAWAY | 2423690 |
| TISHA MARSCEILL | CHIPLEY | 806706 |
| ANTHONY COBB | COLQUITT | 1845294 |
| TRISTAN MOULTON | COLQUITT | 1914205 |
| BRADY JOHNSON | COLQUITT | 413213 |
| BRILEIGH DANIELS | COLQUITT | 1841531 |
| AMY JORDAN DILLARD | COLUMBIA | 969967 |
| GAYLE BRANNON | COLUMBIA | 1785527 |
| PAUL TURNER | DAWSON | 2227492 |
| BRADLEY GRANTHAM | DONALSONVILLE | 804619 |
| DENVER DAVIS | DONALSONVILLE | 2146179 |
| ANTHONY HOWARD | DOTHAN EAST | 744889 |
| LORA LOYED | DOTHAN EAST | 440131 |
| SARAH HERRELL | DOTHAN WEST | 419275 |
| KEITH CARMICHAEL | DOTHAN NORTH | 1030413 |
| JOHN LUNSFORD | DOTHAN NORTH | 2228900 |
| MERLYN BORLAND | DOTHAN NORTH | 1155087 |
| BILL DUNN | EUFAULA | 655996 |
| DIANE BAKER | EUFAULA | 1155165 |
| TIFFANI BYRD | EUFAULA | 2068928 |
| SAM CROUCH | GREENWOOD | 1155091 |
| THOMAS LASSMANN | GREENWOOD | 1433050 |
| LISA BELL | HEADLAND | 806710 |
| AL MANRY | LEE COUNTY | 2079233 |
| ALFONZA LEWIS | LEE COUNTY | 645571 |
| KRISTIN WALDAL | LEE COUNTY | 2079142 |
| KEITH STROUD | LYNN HAVEN | 955925 |
| KRISTI WOMBLE | LYNN HAVEN | 2147544 |
| TYLER RICH | LYNN HAVEN | 2169405 |
| AMY O'CAIN | MACON | 1957975 |
| BRANDY JOHNSON | MACON | 2238091 |
| RAFAEL AYALA | MACON | 195215 |
| FELICIA DELOACH | MARIANNA | 806705 |
| BLAKE DONALDSON | MARIANNA | 2494186 |
| STEPHEN ROACH | MARIANNA | 2370225 |
| ASHLEY LOWERY | OZARK | 1633662 |
| DAN HALE | OZARK | 812308 |
| CHARLES HUDSON | PANAMA CITY | 810129 |
| DAKOTA NELSON | PANAMA CITY | 1857543 |
| DERRICK MALNAR | PANAMA CITY | 1941268 |
| DEBRA SANCHEZ | PANAMA CITY | 1738310 |
| JASON HELMS | PANAMA CITY | 1685215 |
| MIA PANKEY | BONIFAY | 1254680 |
| LISA WHITMAN | PANAMA CITY BEACH | 1778190 |
| RYAN DAVIS | PANAMA CITY BEACH | 1246374 |
| AMY JENKINS | PHENIX CITY | 853574 |
| JEFFREY AKERS | PHENIX CITY | 1962505 |
| MICHELLE HAY | PORT ST JOE | 1727303 |
| DOUG BRYAN | SNEADS | 806707 |
| LEANNE NIX | SNEADS | 2106821 |
| MELANIE WILLIAMS | TALLAHASSEE EAST | 775110 |
| MIKE PERKINS | TALLAHASSEE EAST | 459509 |
| SHAWN REGISTER | TALLAHASSEE EAST | 971364 |
| ANNA GAINEY | TALLAHASSEE NE | 1276143 |
| BARBARA LANE | TALLAHASSEE NE | 2133614 |
| JOHN MORGAN | TALLAHASSEE NE | 1024677 |
| JOSH KELLER | TALLAHASSEE NE | 1570183 |
| BRENDA HOWELL | MORTGAGE | 413213 |
PEOPLESSOUTH BANK CONSUMER CREDIT CARD
PLATINUM CLASSIC
Realize new levels of purchasing power with the Platinum Credit Card.
- Experience immediate savings thanks to competitive Annual Percentage Rates
- Get online access to all of your spending information for increased financial control
- Insure and protect yourself with extensive security and travel assistance services
PLATINUM PAYBACK
Put your purchases to work for you with our Platinum Payback program.
- Earn 1% Cash Back on all your qualifying purchases*
PLATINUM PREFERRED
Features higher spending limits and Platinum Rewards designed to make every dollar count.
- Opportunity to earn double and triple reward points on qualifying everyday purchases**
- Additional card enhancements include identity theft resolution services, travel accident insurance, baggage delay and lost luggage
24/7 Customer Support
Online Reward Tracking
Protection and Security Services
Online Reward Tracking
Protection and Security Services
*See program rules for details.
**Subject to enrollment and periodic promotions. Terms and conditions apply. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
We are pleased to provide you, our family of banking customers, with these products and services that have been designed especially for you. We hope that upon reviewing these products and services you will agree that we are now, more than ever, prepared to offer you innovative products at competitive prices.
This guide is a brief description of our products and services that are available to you. Please ask one of our customer service representatives for a complete Truth-In-Savings Disclosure for specific details regarding the products you have selected to best fit your banking needs. Our commitment, as always, is to offer our customers top-quality products and to provide the highest possible level of customer service.
Thank you for the opportunity to serve you.
Certificates of Deposit
Ranging from one month to five years, find the CD account to help with your savings goal.
Safe Deposit Boxes
Our safe deposit boxes are a convenient way to secure and protect valuable documents and heirlooms.